Privacy Policy

Who We Are

Qualifai US LLC ("Qualifai," "we," "us," or "our") operates the website qualifai.us and the Kai AI tool. This Privacy Policy explains how we collect, use, and protect information when you use our site and services.

Information We Collect

We collect information in the following ways:

• Information you provide directly: When you use the Kai tool or contact us, you may provide information such as your name, email address, business type, estimated revenue, time in business, and credit range. You are never required to provide your Social Security number, EIN, or any financial account information to use our site.
• Usage data: We may collect standard web analytics data including pages visited, time on site, referring URLs, browser type, and device type. This data is collected in aggregate and is not linked to your identity.
• Communications: If you email us or submit a contact form, we retain that correspondence to respond to your inquiry.

How We Use Your Information

We use information collected through this site to:

• Power the Kai AI assessment tool and return relevant financing education to you
• Respond to questions and contact requests
• Improve the content and functionality of our site
• Understand how visitors use qualifai.us in aggregate

We do not sell your personal information. We do not share your information with lenders, brokers, or third-party advertisers for marketing purposes.

Kai and Your Conversation Data

Conversations with Kai are processed by Voiceflow, our AI platform provider. Information you share with Kai — including business details, revenue ranges, and credit information — is used solely to generate your assessment. We do not use this information to contact you with financing offers or share it with financing partners.

Kai does not perform a hard credit pull. It does not access your actual credit file from any credit bureau.

Cookies and Tracking

We may use cookies and similar technologies for basic site functionality and anonymous analytics. We do not use tracking cookies to build advertising profiles or retarget you across the web. You can control cookie preferences through your browser settings.

Data Retention

We retain contact and inquiry data for as long as necessary to respond to your inquiry and for a reasonable period thereafter for recordkeeping. Analytics data is retained in aggregate form with no personally identifiable information.

Your Rights

You have the right to request access to, correction of, or deletion of personal information we hold about you. To make such a request, contact us at hello@qualifai.us. We will respond within 30 days.

Children's Privacy

Qualifai is designed for small business owners and is not directed at children under the age of 13. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact

Questions about this policy? Email us at hello@qualifai.us or visit our contact page.

Qualifai US LLC · New York, NY