By accessing or using qualifai.us and the Kai AI tool (collectively, the "Service"), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use the Service. These terms apply to all visitors, users, and anyone who accesses the Service.
Qualifai provides educational content and an AI-powered assessment tool to help small business owners learn about business financing options. You may use the Service for your own personal, non-commercial informational purposes. You may not use the Service to collect data for resale, scrape content, reverse-engineer our tools, or engage in any unlawful activity.
You agree to provide accurate information when using the Kai tool. Providing false information will result in an assessment that does not reflect your actual situation and may limit the usefulness of the tool.
The Service provides general educational information about business financing. Nothing on this site or generated by Kai constitutes financial advice, investment advice, legal advice, or a recommendation to enter into any financing transaction. You should consult a licensed financial professional before making borrowing decisions. See our full Disclaimer for additional detail.
All content on qualifai.us — including text, articles, graphics, the Kai tool, and the Qualifai brand — is owned by Qualifai US LLC and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission. Brief quotation with attribution for non-commercial, educational purposes is permitted.
The Service is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. Qualifai does not warrant that the Service will be uninterrupted, error-free, or that any information provided is accurate, complete, or current. We are not responsible for decisions made based on content published on this site or generated by Kai.
To the fullest extent permitted by law, Qualifai US LLC, its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including any financing decisions made in reliance on information provided by this site or the Kai tool.
The Kai tool is powered in part by third-party AI technology (Voiceflow). Use of the Service may be subject to the terms and privacy practices of those third-party providers. We are not responsible for the practices of third-party services.
We may update these Terms of Use at any time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the Service after changes constitutes your acceptance of the updated terms.
These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be resolved in the courts of New York County, New York.
Questions about these Terms? Email us at hello@qualifai.us or visit our contact page.
Qualifai US LLC · New York, NY